Rohan Rath

In this video, we dive into the contrasting Q1 2024 earnings reports from Amazon and Starbucks, two bellwether consumer companies. Amazon posted impressive results, with 12.5% sales growth, strong AWS performance, and significant investments in AI, suggesting resilient consumer spending and business investment. However, Starbucks struggled in Q2, reporting an unexpected 4% decline in same-store sales, missed revenue estimates, and falling traffic, hinting at consumers cutting back on discretionary purchases like pricey coffee drinks. The divergent results raise questions about the true state of consumer health, with Amazon's diversified business providing some insulation compared to Starbucks' narrow focus. For investors, the video explores the implications of these earnings reports and presents a cautiously optimistic outlook for 2024. Positive factors include an expected economic recovery, technological advancements like AI, supportive Fed policy, typical election year bullishness, and a potential upswing in the real estate cycle. However, the video emphasizes that 2024 is not like 2021, and investors cannot simply buy anything. Instead, the focus should be on quality companies with strong competitive positions, healthy cash flows, and reasonable valuations, favoring names like Amazon over Starbucks. The video concludes by advising investors to stay diversified, consider secular growers, and maintain a long-term perspective to navigate any further turbulence in the market. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps: 00:00 Introduction 00:51 Amazon Q1 2024 Earnings 01:52 Signals from Amazon Earnings 04:44 Starbucks Q2 2024 Earnings 05:23 Signals from Starbucks Earnings 07:21 Contrasting Earnings 08:19 Overall Investor Perspective About Me and Why This Channel Exists: My name is Rohan Rath, and I am originally from India. I immigrated to Canada in 2019 to pursue my MBA (Masters in Business Administration) at McGill University in Montreal. When I was looking at student loans and financing options in 2018, I became very interested in finance. Over the last 6 years, I have immersed myself in learning about personal finance and investing. As a newcomer in Canada, I took a beginner approach to learning. I started learning everything in a structured manner - through some courses, a ton of reading, and plenty of YouTube videos. It was a difficult path, and I spent 1000s of hours learning about personal finance and investing in North America. At one point, I spent over 10 hours a day doing this. I learned about savings, expense tracking, taxes, investing in value and growth stocks, and even took the time to understand what's happening in emerging sectors such as Bitcoin and Crypto. This financially driven mindset also helped me pay off $50,000 in student loans in 1 year and accelerate my investments. I now work as a Product Manager in one of Canada's largest organizations and live in Vancouver, BC. But with all this knowledge about finance, my desire to talk about these topics kept increasing. This is what led me to start this YouTube channel. I am now sharing my learnings and hope that others, especially immigrants and newcomers in Canada, find information from someone who understands their journey. The aim would be to learn together and reach our financial goals together.

In this video, we dive deep into the Q1 2024 earnings reports of four tech giants: Tesla, Meta, Google, and Microsoft. We not only analyze their financial performance but also extract 10 crucial investing lessons that every investor should know. From Tesla's mixed results and ambitious bets on robotaxis to Meta's strong growth and focus on AI, we uncover the stories behind the numbers. We also explore Google's resilience in the face of AI competition and Microsoft's impressive cloud growth. Throughout the video, we highlight key investing concepts such as the importance of verifying information, the impact of market sentiment, and the risks and rewards of investing in innovative companies. Whether you're a seasoned investor or just starting out, this video will provide you with valuable insights and actionable advice to navigate the complex world of investing. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps 00:00 Introduction 00:50 Tesla Q1 2024 Earnings 02:48 Investing Lesson 1-3 05:06 Meta Q1 2024 Earnings 06:49 Investing Lesson 4-6 08:54 Google Q1 2024 Earnings 10:29 Investing Lesson 7-8 11:08 Microsoft Q1 2024 Earnings 13:00 Investing Lesson 9 13:35 Investing Lesson 10 & Closing Remarks About Me and Why This Channel Exists: My name is Rohan Rath, and I am originally from India. I immigrated to Canada in 2019 to pursue my MBA (Masters in Business Administration) at McGill University in Montreal. When I was looking at student loans and financing options in 2018, I became very interested in finance. Over the last 6 years, I have immersed myself in learning about personal finance and investing. As a newcomer in Canada, I took a beginner approach to learning. I started learning everything in a structured manner - through some courses, a ton of reading, and plenty of YouTube videos. It was a difficult path, and I spent 1000s of hours learning about personal finance and investing in North America. At one point, I spent over 10 hours a day doing this. I learned about savings, expense tracking, taxes, investing in value and growth stocks, and even took the time to understand what's happening in emerging sectors such as Bitcoin and Crypto. This financially driven mindset also helped me pay off $50,000 in student loans in 1 year and accelerate my investments. I now work as a Product Manager in one of Canada's largest organizations and live in Vancouver, BC. But with all this knowledge about finance, my desire to talk about these topics kept increasing. This is what led me to start this YouTube channel. I am now sharing my learnings and hope that others, especially immigrants and newcomers in Canada, find information from someone who understands their journey. The aim would be to learn together and reach our financial goals together.

In this video, we look at why you need to stop endlessly reading personal finance books and start actually implementing what you've learned. While popular books like "The Millionaire Next Door," "The Psychology of Money," and "The Simple Path to Wealth" offer valuable insights, the core principles for building wealth remain relatively simple - live below your means, eliminate debt, invest for the long-term, and cultivate the right money mindset. However, most people struggle with consistent implementation due to roadblocks like lack of self-discipline, lifestyle inflation, short-term bias, and social comparison pressures. Constantly consuming more financial advice without changing your habits is just a form of procrastination providing false progress. Instead of buying yet another book, you'll learn specific strategies to overcome these psychological hurdles and take practical action steps based on the fundamentals. From automating good money habits to reframing your mindset, you'll get a blueprint to stop delaying and start integrating simple but powerful wealth-building principles into your daily life. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps: 00:00 Introduction 01:12 The Paradox of Information Overconsumption 02:58 The Key Lessons Are Simple 05:33 Stop Reading, Start Doing 06:47 Three Books to Read (and Actually Implement) About Me and Why This Channel Exists: My name is Rohan Rath, and I am originally from India. I immigrated to Canada in 2019 to pursue my MBA (Masters in Business Administration) at McGill University in Montreal. When I was looking at student loans and financing options in 2018, I became very interested in finance. Over the last 6 years, I have immersed myself in learning about personal finance and investing. As a newcomer in Canada, I took a beginner approach to learning. I started learning everything in a structured manner - through some courses, a ton of reading, and plenty of YouTube videos. It was a difficult path, and I spent 1000s of hours learning about personal finance and investing in North America. At one point, I spent over 10 hours a day doing this. I learned about savings, expense tracking, taxes, investing in value and growth stocks, and even took the time to understand what's happening in emerging sectors such as Bitcoin and Crypto. This financially driven mindset also helped me pay off $50,000 in student loans in 1 year and accelerate my investments. I now work as a Product Manager in one of Canada's largest organizations and live in Vancouver, BC. But with all this knowledge about finance, my desire to talk about these topics kept increasing. This is what led me to start this YouTube channel. I am now sharing my learnings and hope that others, especially immigrants and newcomers in Canada, find information from someone who understands their journey. The aim would be to learn together and reach our financial goals together.

In this video, we dive into the major market events shaping Q2 2024, from the unexpected inflation reacceleration and its impact on interest rate expectations, to the kickoff of a crucial earnings season. We also preview the highly anticipated Bitcoin halving and its potential implications for the crypto market. Finally, we highlight key companies to watch this quarter and discuss why there are reasons for optimism despite near-term volatility. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps 00:00 Introduction 00:54 US CPI Report 03:37 Bitcoin Halving and Impact on Price 05:46 Earnings Season Overview 08:15 $AMZN (Amazon) 08:37 $GOOG (Alphabet) 09:00 $MSFT (Microsoft) 09:18 $TSLA (Tesla) 09:36 $PLTR (Palantir) 09:54 $AAPL (Apple) 10:17 Q2 & Beyond Expectations About Me and Why This Channel Exists: My name is Rohan Rath, and I am originally from India. I immigrated to Canada in 2019 to pursue my MBA (Masters in Business Administration) at McGill University in Montreal. When I was looking at student loans and financing options in 2018, I became very interested in finance. Over the last 6 years, I have immersed myself in learning about personal finance and investing. As a newcomer in Canada, I took a beginner approach to learning. I started learning everything in a structured manner - through some courses, a ton of reading, and plenty of YouTube videos. It was a difficult path, and I spent 1000s of hours learning about personal finance and investing in North America. At one point, I spent over 10 hours a day doing this. I learned about savings, expense tracking, taxes, investing in value and growth stocks, and even took the time to understand what's happening in emerging sectors such as Bitcoin and Crypto. This financially driven mindset also helped me pay off $50,000 in student loans in 1 year and accelerate my investments. I now work as a Product Manager in one of Canada's largest organizations and live in Vancouver, BC. But with all this knowledge about finance, my desire to talk about these topics kept increasing. This is what led me to start this YouTube channel. I am now sharing my learnings and hope that others, especially immigrants and newcomers in Canada, find information from someone who understands their journey. The aim would be to learn together and reach our financial goals together.

In this video, we look at the key differences between buying Bitcoin directly versus investing in a Bitcoin ETF. We break down the major pros and cons of each approach, covering factors like true ownership, security responsibilities, fees, tax implications, and more. The choice comes down to whether you want the full self-custody and censorship resistance of holding Bitcoin yourself, or if you prefer the simplicity and accessibility of an ETF structure. We also present 5 critical criteria investors should evaluate - investment goals, risk tolerance, technical abilities, tax situation, and alignment with Bitcoin's core philosophy of disintermediating third parties. The ideal option depends on carefully weighing your specific circumstances across these factors. Is getting maximum exposure to Bitcoin's price movements your sole aim? Or do you want to participate in this decentralized revolution by being a true "node" yourself? Find out which route may be best for your crypto journey. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps: 00:00 Introduction 00:38 Pros of Buying Pure Bitcoin 02:24 Cons of Buying Pure Bitcoin 04:17 Pros of Buying Bitcoin ETFs 06:06 Cons of Buying Bitcoin ETFs 07:47 Key Factors to Consider 09:22 Conclusion Ledger: https://www.ledger.com/ My Referral Links for HISA: Wealthsimple (Use Referral Code - LVUUYW): https://bit.ly/3OSXzO6 EQ Bank for 3% HISA: https://join.eqbank.ca/?code=rohan9887 The tool I use for analysis and portfolio tracking: https://stockunlock.com/?referral_code=google_113628719436906568015 Again, thank you for watching!

In this video, we look at the major market events that took place in March 2024, focusing on the technology and finance sectors. We discuss the SEC's lawsuit against Coinbase, Apple's legal challenges with the DOJ and its potential AI partnership with Google, the implications of a possible TikTok ban on social media stocks, Tesla's stock struggles despite progress in its Full Self-Driving technology, and the SEC's increased scrutiny of the cryptocurrency industry, particularly targeting the Ethereum Foundation. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps 00:00 Introduction 00:25 SEC Sues Coinbase (Updates) 02:29 DOJ Sues Apple 03:52 Apple and Google Partnership (AI Race) 04:29 Google's AI Problems 05:24 TikTok Ban Benefits Google, Meta 06:35 Tesla - Worst Performing Stock in the S&P 500 07:35 SEC and Democrats Going After ETH and Crypto Watch: Ethereum ETFs Are Coming (Recent News and Price Predictions) - https://youtu.be/lWDk0IC4SmY Bitcoin Is Rising Faster Than Ever (Mainstream Adoption Is Here) - https://www.youtube.com/watch?v=YXYiI_jeAKs About Me and Why This Channel Exists: My name is Rohan Rath, and I am originally from India. I immigrated to Canada in 2019 to pursue my MBA (Masters in Business Administration) at McGill University in Montreal. When I was looking at student loans and financing options in 2018, I became very interested in finance. Over the last 6 years, I have immersed myself in learning about personal finance and investing. As a newcomer in Canada, I took a beginner approach to learning. I started learning everything in a structured manner - through some courses, a ton of reading, and plenty of YouTube videos. It was a difficult path, and I spent 1000s of hours learning about personal finance and investing in North America. At one point, I spent over 10 hours a day doing this. I learned about savings, expense tracking, taxes, investing in value and growth stocks, and even took the time to understand what's happening in emerging sectors such as Bitcoin and Crypto. This financially driven mindset also helped me pay off $50,000 in student loans in 1 year and accelerate my investments. I now work as a Product Manager in one of Canada's largest organizations and live in Vancouver, BC. But with all this knowledge about finance, my desire to talk about these topics kept increasing. This is what led me to start this YouTube channel. I am now sharing my learnings and hope that others, especially immigrants and newcomers in Canada, find information from someone who understands their journey. The aim would be to learn together and reach our financial goals together.

In this video, let's look at the recent developments surrounding the potential approval of an Ethereum ETF and the ongoing investigation into the Ethereum Foundation along with other political attacks. We'll explore the expectations for ETH ETF approval, the potential impact of the ETFs, some latest price predictions from various experts and financial institutions and more. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps 00:00 Introduction 00:29 Overview - Bitcoin ETF Saga 01:45 ETH Foundation Faces Investigation 03:09 Democratic Senators’ Letter to SEC and Gary Gensler 04:50 Who has filed for the ETH ETFs? 05:29 Impact of ETH ETFs 06:34 Chances of ETH ETF Approval 07:35 ETH Price Predictions 09:06 My Opinion Watch: Bitcoin Is Rising Faster Than Ever (Mainstream Adoption Is Here) - https://www.youtube.com/watch?v=YXYiI_jeAKs My Referral Links for HISA: Wealthsimple (Use Referral Code - LVUUYW): https://bit.ly/3OSXzO6 EQ Bank for 3% HISA: https://join.eqbank.ca/?code=rohan9887 The tool I use for analysis and portfolio tracking: https://stockunlock.com/?referral_code=google_113628719436906568015 About Me and Why This Channel Exists: My name is Rohan Rath, and I am originally from India. I immigrated to Canada in 2019 to pursue my MBA (Masters in Business Administration) at McGill University in Montreal. When I was looking at student loans and financing options in 2018, I became very interested in finance. Over the last 6 years, I have immersed myself in learning about personal finance and investing. As a newcomer in Canada, I took a beginner approach to learning. I started learning everything in a structured manner - through some courses, a ton of reading, and plenty of YouTube videos. It was a difficult path, and I spent 1000s of hours learning about personal finance and investing in North America. At one point, I spent over 10 hours a day doing this. I learned about savings, expense tracking, taxes, investing in value and growth stocks, and even took the time to understand what's happening in emerging sectors such as Bitcoin and Crypto. This financially driven mindset also helped me pay off $50,000 in student loans in 1 year and accelerate my investments. I now work as a Product Manager in one of Canada's largest organizations and live in Vancouver, BC. But with all this knowledge about finance, my desire to talk about these topics kept increasing. This is what led me to start this YouTube channel. I am now sharing my learnings and hope that others, especially immigrants and newcomers in Canada, find information from someone who understands their journey. The aim would be to learn together and reach our financial goals together.

In this video, we look at the key drivers behind the stock market's powerful rally since late 2022. We explore how a resilient economy, cooling inflation, strong corporate earnings, and a broadening advance beyond just mega-cap tech stocks have fueled the S&P 500's surge to new highs. The video also examines unique factors like the presidential election cycle and 18.6-year real estate cycle theory that could propel markets even higher in 2024. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps: 00:00 Introduction 00:51 Impending Rebound After The Bear Market 01:30 Resilient Economy 02:04 Cooling Inflation Off 03:08 Tech Mega-Caps Leading The Way 04:05 Broadening Market Rally 04:38 Improving Investor Sentiment 05:20 Strong Earnings 05:30 Presidential Election Year 06:15 18.6-Year Real Estate Cycle Recommended Watch - What's Behind Bitcoin's Rally: https://www.youtube.com/watch?v=YXYiI_jeAKs My Referral Links for HISA: Wealthsimple (Use Referral Code - LVUUYW): https://bit.ly/3OSXzO6 EQ Bank for 3% HISA: https://join.eqbank.ca/?code=rohan9887 The tool I use for analysis and portfolio tracking: https://stockunlock.com/?referral_code=google_113628719436906568015 About Me and Why This Channel Exists: My name is Rohan Rath, and I am originally from India. I immigrated to Canada in 2019 to pursue my MBA (Masters in Business Administration) at McGill University in Montreal. When I was looking at student loans and financing options in 2018, I became very interested in finance. Over the last 6 years, I have immersed myself in learning about personal finance and investing. As a newcomer in Canada, I took a beginner approach to learning. I started learning everything in a structured manner - through some courses, a ton of reading, and plenty of YouTube videos. It was a difficult path, and I spent 1000s of hours learning about personal finance and investing in North America. At one point, I spent over 10 hours a day doing this. I learned about savings, expense tracking, taxes, investing in value and growth stocks, and even took the time to understand what's happening in emerging sectors such as Bitcoin and Crypto. This financially driven mindset also helped me pay off $50,000 in student loans in 1 year and accelerate my investments. I now work as a Product Manager in one of Canada's largest organizations and live in Vancouver, BC. But with all this knowledge about finance, my desire to talk about these topics kept increasing. This is what led me to start this YouTube channel. I am now sharing my learnings and hope that others, especially immigrants and newcomers in Canada, find information from someone who understands their journey. The aim would be to learn together and reach our financial goals together.

In this video, let's look at why Bitcoin's price shot up by $22,000 to cross $69,000 and why it might keep climbing. We examine the landmark approval of Bitcoin ETFs, with a focus on BlackRock's iShares Bitcoin Trust (IBIT), which alone has attracted over $10 billion, signaling a significant shift in investor sentiment and a milestone in cryptocurrency acceptance. We will also look at a few other ETFs. We also dissect the Bitcoin halving phenomenon, a deflationary mechanism that cuts the miner's block reward in half, historically triggering a bullish response in the market. The discussion extends to the 4-year cycle of Bitcoin, a pattern of market behavior that savvy investors monitor for indications of future price movements. Additionally, we analyze the psychological aspects of market sentiment and FOMO, understanding how they contribute to rapid price increases and the potential for subsequent corrections. These emotional drivers are key to interpreting the market's momentum and investor decision-making processes. Feel free to ask questions in the comments. Thank you for watching! Disclaimer - This content is for education and entertainment purposes only. Rohan Rath does not provide tax, investment, personal or career advice. Timestamps: 00:00 Introduction 00:47 Bitcoin ETFs 05:13 Bitcoin Halving and the 4-Year Cycle 07:54 Market Sentiment and FOMO Ledger: https://www.ledger.com/ My Referral Links for HISA: Wealthsimple (Use Referral Code - LVUUYW): https://bit.ly/3OSXzO6 EQ Bank for 3% HISA: https://join.eqbank.ca/?code=rohan9887 The tool I use for analysis and portfolio tracking: https://stockunlock.com/?referral_code=google_113628719436906568015 About Me and Why This Channel Exists: My name is Rohan Rath, and I am originally from India. I immigrated to Canada in 2019 to pursue my MBA (Masters in Business Administration) at McGill University in Montreal. When I was looking at student loans and financing options in 2018, I became very interested in finance. Over the last 6 years, I have immersed myself in learning about personal finance and investing. As a newcomer in Canada, I took a beginner approach to learning. I started learning everything in a structured manner - through some courses, a ton of reading, and plenty of YouTube videos. It was a difficult path, and I spent 1000s of hours learning about personal finance and investing in North America. At one point, I spent over 10 hours a day doing this. I learned about savings, expense tracking, taxes, investing in value and growth stocks, and even took the time to understand what's happening in emerging sectors such as Bitcoin and Crypto. This financially driven mindset also helped me pay off $50,000 in student loans in 1 year and accelerate my investments. I now work as a Product Manager in one of Canada's largest organizations and live in Vancouver, BC. But with all this knowledge about finance, my desire to talk about these topics kept increasing. This is what led me to start this YouTube channel. I am now sharing my learnings and hope that others, especially immigrants and newcomers in Canada, find information from someone who understands their journey. The aim would be to learn together and reach our financial goals together.